Note: the main purpose of this is to spread awareness
Carding
Carding which is also known as"Credit Card Hacking" which is shopping online with someone else card without this persons knowledge of that you have their Infomation, which is highly illegal in Most countries, so please if you choose to do this, do it at your own risk, we will not be responsible if something happens to you as results of using Carding !!.
Defination of "Carding"
Carding is a form of credit card fraud in which a stolen credit card is used to charge pre-paid cards and can be used for online shopping, and this is done without the card owner knowing. This is basically online Theft. Carding typically involves the holder of the stolen card purchasing store-branded gift cards which can then be sold to others or used to purchase other goods such as laptops, phones , gaming consoles like the new play station 5 and much more, which can then be sold for cash.
I have seen people who do this( well not really eye to eye) but these people advertise the goods which they buy from online shops and then they Sell it to other people at very very low prices, and people buy it, but this sounds Too good to be true !! They usually Do the advertising on messager apps like telegram and Facebook!! But mostly telegram.
Credit card fraud rised in 2020 because everyone was forced to shop online because of the pandemic, Spikes keep on rising up, because these carder's are now teaching people how to use this carding method!!.I have been doing my research on These Carder's telegram now Is like their offices and their Market target carder's from South Africa are the carders which I've been sporting and they are moving from one Online shopping Site to another( this is like a strategy for then not to get Caught but that might just end In tears
How to Avoid credit card fraud
• You can start by Avoiding Online shopping a lot.
• Don't use Unsecure Websites when shopping online.
•Dont post sensitive Information online or on social media.
•Don’t save your credit card or your banking information online.
•Dont use public WiFi for financial transactions/payments
Avoid shopping Online a lot
Don't always Shop online you should also go to shops when you want to buy, because you allowed to go and Buy food and other important things, doing this will help you avoid Paying online with your Credit card information.
Don't use unsecure Websites when shopping online.
To see If the site is secure, you'll see a padlock on the left side of the address bar at the top of your browser and if its not secure you will see something like this ⚠.
Dont post sensitive Information Online or on social media.
Thieves go through social media looking for clues that they can put together about your life ( usually don't post Things like Your birth information or Your last names or just don't use These as your password!! Especially don't use your birth Information as your password!)
Don’t save your credit card or your banking information online
I know it might be difficult that you have to enter your credit card information every time you pay for something online so you think that Its will be easier to save the information right ? Well you should stop it its very very unsafe to Save your information online.
Dont use public WiFi for financial transactions/payments
Everyone has access to The public WiFi which is very risky because Hackers can easily get to You. If your using A public WiFi for Financial payments.
I hope This will be helpful to you, have a lovely day!
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